Nobody likes bank & ATM fees. Don’t pay them.
You can’t carry all the cash you need while traveling full-time.
However, using your bank card comes with expensive foreign currency exchange fees and ATM withdrawal fees. Say hello to the Fintech Industry.
I pay very little in fees because I use Revolut, Monese, Curve, and Wise.
Other travelers also use N26, Starling, Vivid, and others. In most cases, any of these is better than a standard old-school bank.
Monese is my backup banking app. It’s very similar to Revolut in the value it offers. The Classic Plan is affordable and offers up to 900 euros fee-free ATM withdrawals!
Since my Revolut card is a Visa and my Monese is a Mastercard, I’m covered for all the capricious ATMs.